Professional Financial Advisors for Life
Comprehensive Insurance Consultants has helped secure important insurance coverage on the lives of it’s clients since 2005. Our protection focused services provide our clients true Peace of Mind. Let us do the same for you…
A Growing Small Business
We grow with each happy client
Our clients deserve the best, so we do our best to ensure that we put their needs first. We treat our clients like family. We grow their assets like we grow our own. We help them plan their retirement to make sure that they are comfortable, as we would want to feel in retirement. Work with those who care about you.
We care about you.
Expert Team
Lazaro "Laz" Garcia
In the Financial Service industry since 1990 and still excited.
Elizabeth Garcia
Administrating every detail of the companies business. Not one beat missed.
25 Professional Consultants
25 Professional Financial Consultants and growing, in service to the general public and business community.
Excellent Carrier Partners
Insurance Carriers
We have access to 100’s of the Financial Service industries best carriers.
Financial Products & Strategies
We can access 1,000’s of products and employ dozens of financial strategies to help you reach your goals.
Trained Professionals
Not only does CIC work with trained in-house Consultants, but we train outside Consultants as well. With over 2 decades of financial consultant trainer experience.
Our Company
General Questions
Our Consultants come from different educational backgrounds, different ethnic backgrounds and varied fields of business. They all chose to enter the Financial Services industry because they wanted to help people. All our Consultants are fully licensed and insured in each State that they do business.
Many people feel that they can reach their financial goals alone. Statistics tell us that only around 5% of people reach ANY of their goals, let alone financial goals. Why? Because their goals are not written down. Most people don’t plan to fail, but they do fail to plan. That’s a fact. If you have a goal, but you don’t plan out how to reach it, you probably won’t. Our clients reach their goals with our help. The only way to reach a comfortable financial future is through planning–writing down those goals and planning out step-by-step how to get there. Our Consultants make it much easier for you to do that.
Planned Prosperity is the process of mapping out, on paper, your financial future. Each person has a vision of what a comfortable financial future might look like for them. However, most people don’t take the time, have the knowledge or the understanding of how to create a financial roadmap to reach that secure financial future. The easiest way to ensure that you create that roadmap and it gets you to your destination is to work with an experienced Financial Consultant. An experienced Financial Consultant can help you understand where you are today financially and where you want to be tomorrow. Then, we will help you create the right roadmap to get there, even if that road takes a few unexpected turns in the future.
It depends. Some are “Fee Only,” charging an annual fee based on the size of your portfolio. Some charge “Brokerage Fees” associated with each transaction you execute. Others are “Commission Based,” who earn a commission on the sale of each product that their clients purchase. Finally, there are some hybrid scenarios that combine some of the above methods. At CIC, we are commission based. We do charge a fee for helping you create a financial roadmap. This fee is recoverable upon execution of our financial recommendations. All fees are clearly disclosed in our company’s “Service Agreement”.